Introducing HomePay | SJD Homes

Introducing HomePay

No out-of-pocket loan repayments during construction, covering House & Land repayments, with an independently audited HomePay Accredited Builder.


Build Now, Pay Later with HomePay & SJD Homes

HomePay offers you the convenience of a “build now, pay later” option, providing a flexible finance solution to support your journey to homeownership. With HomePay, you can pause out-of-pocket mortgage repayments while your home or investment property is being built, alleviating financial pressure and allowing you to focus on your dream home.

No out-of-pocket mortgage repayments for 12 months
Market competitive rates and trusted lenders
Covering mortgage repayments on both house and land costs providing you true financial freedom during your build!


The process of partnering with HomePay was rigorous, involving close collaboration over several months to meet their stringent requirements. Criteria included:

  • Proven financial stablity
  • A healthy pipeline of work
  • Robust systems and methods of tracking

Each of which SJD Homes met and passed!

As a result, SJD Home stands as just one of the few builders in Victoria capable of offering the HomePay program to clients, highlighting our commitment to providing accessible and tailored solutions for homeownership. The thorough auditing process provides clients additional security in the challenging landscape, knowing they are partnering with a secure homebuilder.



How does HomePay work?

  • Pay Your Deposit Pay Your Deposit

    Once your deposit is paid and your loan is settled by HomePay’s trusted partner lenders, the HomePay process begins.

  • Pause Repayments Pause Repayments

    Out-of-pocket house and land repayments are paused for 12 months while SJD Homes constructs your dream home.

  • Enjoy Financial Freedom Enjoy Financial Freedom

    Focus on preparing for your new home without the stress of managing loan repayments until the day you move in. If your home is finished within 12 months, you’ll still have the remaining time without having to worry about repayments if you choose!



Experience the Difference with HomePay

Our commitment to providing accessible and tailored
solutions for homeownership means you can trust in a secure
homebuilding experience with SJD Homes. The thorough
HomePay accreditation process ensures that you are
partnering with a builder that meets stringent requirements
for quality and financial stability.

Ready to build your dream home without the financial stress?
Contact your SJD Homes Building Consultant to learn more
about HomePay and how it can work for you.


Ready to Learn More about HomePay?

Contact us today to download the HomePay brochure or chat to your SJD Homes Building Consultant for more information .

Or call us on 03 9095 8000

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